PRIVACY POLICY

Last updated: April 2026

Thank you for choosing to be part of our community at Fiscal Resource Consulting, Inc. DBA CREDIFIED (“Company”, “we”, “us”, or “our”). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice, or our practices with regards to your personal information, please contact us at [CREDIFIED_EMAIL].

When you visit our website credified.com (the “Website”), and more generally, use any of our services (the “Services”, which include the Website), we appreciate that you are trusting us with your personal information. We take your privacy very seriously. In this privacy notice, we seek to explain to you in the clearest way possible what information we collect, how we use it and what rights you have in relation to it. If there are any terms in this privacy notice that you do not agree with, please discontinue use of our Services immediately.

This privacy notice applies to all information collected through our Services (which, as described above, includes our Website), as well as any related services, sales, marketing or events.

How Do We Use Your Information?

We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and/or your consent. We use personal information collected via our Website for a variety of business purposes described below. We use the information we collect or receive: to facilitate account creation and logon process; to post testimonials (with your prior consent); to request feedback and contact you about your use of our Website; to manage user accounts; to send administrative information to you; to protect our Services; to comply with legal and regulatory requirements; to respond to legal requests and prevent harm; to deliver and facilitate delivery of services to you; to respond to user inquiries and offer support; to send you marketing and promotional communications (where you have consented); to deliver targeted advertising; and for other legitimate business purposes such as data analysis and improving our Website and services.

Will Your Information Be Shared With Anyone?

We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations. We may process or share your data based on the following legal basis: Consent; Legitimate Interests; Performance of a Contract; Legal Obligations; and Vital Interests. We may also share or transfer your information in connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business.

Is Your Information Transferred Internationally?

Our servers are located in the United States. If you are accessing our Website from outside the United States, please be aware that your information may be transferred to, stored, and processed by us in our facilities in the United States. We will take all necessary measures to protect your personal information in accordance with this privacy notice and applicable law.

How Long Do We Keep Your Information?

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law. No purpose in this notice will require us keeping your personal information for longer than 1 year unless otherwise required by applicable financial services regulations.

How Do We Keep Your Information Safe?

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure. Transmission of personal information to and from our Website is at your own risk. You should only access the Website within a secure environment.

Do We Collect Information From Minors?

We do not knowingly solicit data from or market to children under 18 years of age. By using the Website, you represent that you are at least 18 years of age.

What Are Your Privacy Rights?

You may review, change, or request deletion of your personal information at any time by contacting us at [CREDIFIED_EMAIL]. If you are a resident of the European Economic Area and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority.

Controls For Do-Not-Track Features

We do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.

Do California Residents Have Specific Privacy Rights?

Yes. California Civil Code Section 1798.83 permits California residents to request information about categories of personal information disclosed to third parties for direct marketing purposes. To make such a request, please contact us at [CREDIFIED_EMAIL].

Do We Make Updates To This Notice?

We may update this privacy notice from time to time. The updated version will be indicated by an updated date and will be effective as soon as it is accessible.

How Can You Contact Us About This Notice?

If you have questions or comments about this notice, please contact us at:

Fiscal Resource Consulting, Inc. DBA CREDIFIED [CREDIFIED_ADDRESS — confirm with Richard] [CREDIFIED_EMAIL — confirm with Richard]

How Can You Review, Update, Or Delete The Data We Collect From You?

To request to review, update, or delete your personal information, please email us at [CREDIFIED_EMAIL]. We will respond to your request within 30 days.