Referral Partners
Your Clients Need Monthly Payment Capital. We Handle the Rest.
If you work with small businesses — as an accountant, broker, advisor, or consultant — some of your clients are carrying expensive short-term debt they cannot afford. Credified’s referral program gives you a direct, professional channel to get them help. One agreement. No cost. Compensation paid when your client is funded.
How It Works
Three Steps. Then We Take Over.
The process is simple. You refer — we analyze, consult, and place. Your client gets the same consultative process every Credified client receives.
Complete the ISO Agreement
Sign the ISO Agreement once, online. It formalizes the referral relationship and covers every client you send from that point forward. No renewals. No recurring paperwork.
Refer Your Clients
Submit a referral through our simple form. We pre-qualify within one business day — soft pull only, no credit impact — and take it from there. You stay informed at every stage.
Get Paid
When your client is funded, you earn a referral fee. Paid on confirmed funding only, no minimums, no upfront costs, no subscription. Full terms in the ISO Agreement.
What Your Clients Receive
A Process Most Lenders Won't Give Them
Your clients have probably tried other options. Banks declined them. Marketplace lenders charged upfront fees or ran hard pulls before showing a single number. Credified does it differently — and that difference is documented in writing.
No Fees Until Funded
Your client pays nothing until funds are confirmed in their account. No retainer, no application fee, no upfront cost of any kind. The engagement is fully contingent on a successful placement.
Soft Pull Only — No Credit Impact
The initial assessment uses a soft credit inquiry, which does not appear on your client’s credit report. A hard inquiry is only triggered if they choose to proceed with a specific lender offer.
Full Financial Analysis — Not Just Placement
Credified analyzes six factors before recommending any path forward: credit profile, earnings, debt structure, business type, UCC filings, and tax professional coordination where needed. Most lenders check one or two.
Straight Answers — Including "No"
If a client is not a fit, Credified says so directly — before any hard pulls, before any fees, and without wasting the client’s time. That honesty is what most referral sources tell us their clients have never experienced.
Referral Partners
What the Referral Relationship Looks Like in Practice
The Credified referral compensation model is built around long-term professional relationships. We offer above-market rewards because we recognize that the trust you extend by sending a client deserves to be reciprocated. When your clients get funded, you earn. When they do well, you do well. That alignment is intentional.
You are not handing off a contact to a call center. Your client speaks directly with a Credified consultant — one person, not a rotating team — and you stay informed throughout.
Above-Market Compensation — Paid on Confirmed Funding
Credified’s referral compensation is structured to recognize the trust you place in us when you send a client our way. We offer above-market rewards because long-term professional relationships are worth building properly. Full terms are in the ISO Agreement. Nothing is owed unless your client is successfully funded.
One Agreement. Every Referral Covered.
Complete the ISO Agreement once. Every eligible referral you submit after that is covered under the same terms. No renewal process, no per-referral documentation.
Pre-Qualification Within One Business Day
From pre-qualification to funded, you receive status updates. Your client relationship is yours — Credified handles the lending process without displacing your role in the business relationship.
You Stay Informed at Every Stage
From pre-qualification to funded, you receive status updates. Your client relationship is yours — Credified handles the lending process without displacing your role in the business relationship.
in credit facilities arranged
By the team behind Credified
Commercial Lending Experience
Specifically serving businesses with 25 employees or fewer
of U.S. Businesses
The businesses that make up 90% of the economy — and get 10% of the attention from traditional lenders
Become a Credified Referral Partner
Complete the ISO Agreement to formalize the partnership. Takes under 5 minutes. No cost to join.
Not a Broker? Start Your Own Pre-Qualification.
One minute. Zero credit impact. No commitment until you’re ready.
