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Credified Marketplace & Consultancy is a financial consulting and loan marketplace service operated by Fiscal Resource Consulting, Inc. We are not a direct lender. All loan and credit decisions are made by participating institutional lenders. Loan availability, terms, and eligibility vary by lender and applicant. Soft credit inquiries do not affect your credit score. A hard inquiry may be required by a lender prior to final loan approval. Credified does not guarantee funding approval or specific loan terms. Consulting fees are earned only upon confirmed funding. This page does not constitute a loan offer or commitment to lend.